虎嗅

"Designated Guardianship: A Way of 'Self-Love'"

原文:意定监护:一种“自爱”的方式

Summary of the Core Content

This news article focuses on the legal tool of "provisional guardianship," which addresses the challenges of aging. Through the daily work of notaries and documentary examples, it explores the essence of provisional guardianship: allowing the elderly to designate a trusted individual (who does not have to be a relative) to make decisions regarding medical care and elderly care when they become incapacitated, thus solving practical problems such as the lack of consent for surgeries or the inability to enter nursing homes. However, the process of establishing provisional guardianship faces several hurdles, including the difficulty in finding a suitable guardian, the requirement that the elderly must have full legal capacity, strict verification processes, and potential ethical conflicts. In recent years, demand for this service has increased, and Shanghai has issued guidelines to improve the system. Socialized guardianship (where organizations act as guardians) and the appointment of guardianship supervisors have become new trends.

1. Provisional Guardianship: Not a Will, but a Legal Guarantee for "Entrusting One's Care" During Life

Many elderly people confuse provisional guardianship with a will, but the two are fundamentally different:

  • Will: It takes effect after death and can only distribute property; it cannot address matters during the person's lifetime. For example, if an elderly person becomes paralyzed and needs money for medical treatment, a will is of no use if the beneficiary is still alive, and the beneficiary may be reluctant to spend money on treatment to maximize their own inheritance.
  • Provisional Guardianship: It takes effect after the person becomes incapacitated during their lifetime and deals with matters such as consenting to surgeries, choosing a nursing home, and managing assets. The legal basis for this is Article 33 of the Civil Code, which was introduced from the Law on the Protection of the Rights and Interests of the Elderly in 2013 and officially codified in the Civil Code in 2021. In simple terms, provisional guardianship allows the elderly to "find a support system" in advance, keeping the power to make future life decisions in their own hands, rather than passively waiting for their children or others to make decisions for them.

2. Four Major Challenges in Establishing Provisional Guardianship: Finding the Right Person, Being Mentally Competent, Strict Verification, and Avoiding Ethical Issues

Although the concept seems simple, there are many practical obstacles:

  • Challenge 1: Finding a Willing Guardian: Guardians have no corresponding rights but only responsibilities—for instance, they may have to cover medical expenses out of their own pocket. When notaries ask if they are willing to do so, many people hesitate or even withdraw from the process.
  • Challenge 2: The Elderly Must Be Mentally Competent: The law requires that the elderly have full legal capacity to make decisions independently. For example, Mr. Gong, who is 92 years old and has mild cognitive impairment, cannot have Ms. Liu, who wants to help him, appointed as his guardian because the notary office cannot process the application.
  • Challenge 3: Rigorous Verification: Notaries will have separate discussions with both the elderly person and the potential guardian to ensure the trust between them and will also conduct community checks. If there are signs of deception (such as appointing a guardian just one year after meeting), the application will be rejected or postponed.
  • Challenge 4: Ethical Considerations: For example, if Mr. Zhang wants to appoint Ms. Tao, with whom he has been living together for years, as his guardian, but Ms. Tao is married according to the law, the notary office may refuse the application due to concerns about public order and morals.

3. Who Needs Provisional Guardianship the Most?

Provisional guardianship is not a necessity for all elderly people; however, the following groups particularly benefit from it:

  • Elderly People Living Alone or Without Family: Those without relatives to care for them and who wish to appoint trusted neighbors, friends, or volunteers as guardians.
  • Elderly People Neglected by Their Children: Those who rely on outsiders for support due to their children's indifference.
  • Families with Both Elderly and Disabled Members: Elderly parents who need to care for their disabled children and worry about their children's lack of support if they become incapacitated.

The needs of these elderly people are very practical: they may face issues such as the inability to get into a nursing home or the lack of consent for surgeries. Provisional guardianship provides a solution to these specific challenges.

4. From a Trial-and-Error Process to a Well-Defined System: The System is Maturing

  • Initial Slow Start, Now Rapid Growth: From 2013 to 2018, only 500 cases were handled nationwide; now, one-third of the consultations at notary offices in Shanghai are related to provisional guardianship.
  • Shanghai Leading the Way: As a city with a high aging population, Shanghai has issued guidelines this year to standardize the process.
  • Future Trends: Socialized guardianship (where organizations act as guardians) and the appointment of guardianship supervisors are becoming more common. If no suitable individual is found, organizations can be appointed as guardians, and guardianship supervisors can be appointed to prevent abuse of power.

As the notary said, "Your destiny is in your own hands." Provisional guardianship allows the elderly to maintain their dignity and receive reliable care as they age.

This news article shows that aging is not just an abstract statistic; it affects real individuals—Aunt Zhang, who revised her will seven times at the age of 90, Mr. Gong, who cannot find a guardian, and Mr. Zhang, who wants to entrust Ms. Tao with his care. Although there are challenges, provisional guardianship is becoming a valuable tool for the elderly to plan for their future.